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Financial markets and the global economy are reeling as we move through our third year of the pandemic and war breaking out in Europe. If you’re like millions of other people saving for retirement and trying to protect your wealth, you’re looking for alternative ways to invest.
You know you need to diversify your portfolio and have decided that buying gold and silver is the most secure investment. You want to roll over a percentage of your traditional IRA into a gold IRA, and are looking for a reliable company. The only question now is:
Among all the gold companies, which one is the best for me?
Recession.org has compiled relevant news and research about the top gold IRA companies based on customer reviews, IRA offerings, minimum requirements, and costs to provide side-by-side comparisons.
This article compares two of the best companies, Augusta Precious Metals, and American Hartford Gold, to help you look for one that closely fits your personal retirement goals.
Augusta Precious Metals Overview and Gold IRA Features
Augusta Precious Metals has been in the gold IRA business for a decade with zero complaints from its customers. It’s family-owned with a non-commission sales team that ensures the interests of the customer come first. One of the fastest-growing gold companies, it offered also offers non-IRA precious metal investments. NFL legend Joe Montana ordered their free gold kit and became a customer of APM first, before becoming its celebrity spokesperson.
Augusta Precious Metals offers:
- Best leadership with CEO Isaac Nuriani
- One-on-one video webinars for each client to set up gold IRAs
- lifetime customer support
Request the free gold IRA kit from Augusta Precious Metals
American Hartford Overview and Precious Metals IRA Highlights
American Hartford Gold opened in 2015 and quickly rose to the top tier of gold IRA companies because of its beneficial policies that appealed to a wide range of investors, including no minimum contribution to start a gold IRA, their price match guarantee, and a full range of IRS-eligible coins and bars from world-wide mints.
Bill O’Reilly says it’s the only IRA company he recommends to his audience, friends and family. American Hartford’s enthusiastic clients and members of the U.S. Military also commend the company for supporting the Wounded Warrior Project as well as a wide variety of local non-profits.
American Hartford Gold stands out for:
- No minimum investment
- Low annual fees
- simple 24-hour account set-up with excellent customer support
- a fast no-fee liquidation process in three easy steps
Request the free gold IRA kit from American Hartford Gold’s website.
Side-by-Side Comparison – Augusta Precious Metals vs American Hartford Gold
Augusta Precious Metals |
American Hartford Gold |
|
---|---|---|
4.9 out of 5 | Company ratings on average | 4.8 out of 5 |
Joe Montana | Celebrity ambassador endorsement | Bill O’Reilly |
2012 | Year the gold company was established | 2015 |
US$ 50,000 | Required minimum investment | No minimum required |
Gold / Silver | Precious metals supported | Gold / Silver |
Yes | Price-matching for coins and bars | Not listed online |
Life-long dedicated customer support, customized support | Customer support described | Exce24/7 excellent support, including to U.S. military |
Yes | Gives support for IRA rollovers | Yes |
2 weeks | Average time from setup to depository | 1 week |
Yes | Offers a buyback program | Yes |
Yes | Free educational materials | Yes |
Augusta Precious Metals Customer Reviews
Thoughts of a Novice
“As a 1st time precious metals buyer, I really knew nothing. A clear, informative & pressure-free presentation explained the options to me & at the end, I felt well informed & quite comfortable with the process & Augusta Precious Metals as a company.”
Read more customer reviews on the Augusta Precious Metals website
David
“They are very knowledgeable and friendly, they understand that most of us have no idea about IRA’s much less the investment side of precious metals. They keep in contact every step of the way and inform us how the process is going and what is happening now and what’s to come next.”
American Hartford Gold Customer Reviews
Read more customer reviews on the American Hartford Gold website.
Side-by-Side Fee Schedule – Augusta Precious Metals vs American Hartford Gold
The chart below compares what we know at the time of writing about the fees of investing in a gold IRA with these two companies.
Augusta Precious Metals |
American Hartford Gold |
|
---|---|---|
$50,000 | Account Minimums | No minimum |
$50 | One-time setup fee | $50 |
$80 | Annual custodian or maintenance fee | $75 – $200 depending on custodian choice |
$100 | Annual depository or Storage fees | $100 varies by depository choice and amount stored |
Free | Shipping fees | Free |
Based on spot price. 5% markup for bullion coins | Prices for coins and bars | By enquiry, not posted online |
– | Other fees | – |
What is Important to You when Deciding on a Gold IRA Company?
To find a good match with a gold IRA company, you first need to understand which factors are most important to you personally. Some questions to ask yourself might be:
- How skilled am I at handling online forms and navigating websites? Do I have more or less guidance on answering financial questions?
- Does the minimum investment match my rollover percentage? Am I just learning about IRAs, or do I already have a traditional IRA and know the percentage I want to convert into gold?
- Are low-cost set-up fees more important for me to get started, or are low-cost maintenance fees?
- Am I interested only in holding gold and silver, or do I want to invest in platinum and palladium as well?
- Which ratings and customer reviews do I feel more comfortable with when choosing a gold IRA company?
What’s Next? – Start Now to Secure the Value of Your Retirement Savings with a Gold IRA
You’ve decided that you want to protect the retirement savings you’ve by diversifying a percentage of your holdings into the one tangible asset that has held its value throughout human history because of its relative scarcity (gold) or its essential uses (silver and other precious metals).
Opening a precious metals IRA is the safest method of diversifying your retirement portfolio. You can’t go wrong deciding from among the very top-rated gold IRA companies. Which will you choose?
Risk Disclosure
All financial investments, including precious metals such as gold and silver, involve risk. Always consult a licensed professional financial advisor before investing your money. Consumers should be aware that past performance does not guarantee future returns.
Disclaimer
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